Lake Havasu City, Arizona Mortgage Rates

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Lake Havasu City, AZ Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Lake Havasu City, AZ Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Lake Havasu City, AZ are even LOWER!

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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

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    Lake Havasu City (/ˈhɑːvəsuː/, HAH-və-soo) is a city in Mohave County, Arizona, United States. According to 2010 census, the population of the city was 52,527 people.[3] It is served by Lake Havasu City Airport. Lake Havasu City is geographically isolated from the other cities in Mohave County[4] and is the southernmost community of the Las Vegas–Henderson, NV–AZ CSA.

    The community first started as an Army Air Corps rest camp, called “Site Six”. during World War II on the shores of Lake Havasu. In 1958, American businessman Robert P. McCulloch purchased 3,353 acres (13.57 km2) of property on the east side of the lake along Pittsburgh Point, the peninsula that eventually would be transformed into “the Island”.